Chicago's refinance specialist
Refinance With $0 Closing Costs
Pre-approval in 15 minutes. We pay your closing costs on qualifying refinances — no out-of-pocket fees at the table. Independently owned, locally operated since 1991.
NMLS #232966 | Illinois Licensed
Ways We Help You Save
Whether you're buying, refinancing, or looking to lower your payments, we have options to put more money back in your pocket.
$0 Closing Cost Refinancing
Keep more money in your pocket. We cover your closing costs so you can refinance without the upfront fees.
See how it worksSecure a Lower Rate
Interest rates change. When they drop, your monthly payment can too. Let us help you lock in a better rate and start saving.
Check your optionsConsolidate Debt & Save
Use your home equity to pay off high-interest debt. One lower monthly payment means more money in your pocket each month.
Learn moreNot sure which option is right for you?
Get Pre-ApprovedLoan Programs for Every Situation
Whether you're a first-time buyer, veteran, or looking to refinance, we have the right loan program for you.
Conventional Loans
Traditional financing with competitive rates
- Down payments starting at 1%
- Multi-family and mixed-use properties
- 1-4 unit properties and condos
FHA Loans
Low down payment options for buyers
- Down payment as low as 3.5%
- Flexible credit requirements
- Ideal for first-time homebuyers
VA Loans
Zero-down financing for veterans and active military
- 0% down payment for eligible borrowers
- No monthly PMI required
- Competitive fixed and adjustable rates
Jumbo Loans
Financing for higher-priced homes
- Loan amounts above conforming limits
- Competitive interest rates
- 1-4 unit properties and condos
Tap your home equity? 2nd Mortgage Loans & HELOCs
Access your home equity without refinancing — keep your low first mortgage rate.
Getting Your Home Loan is Easy
We guide you through every step of the mortgage process, making homeownership simple and stress-free.
Get Pre-Approved
It takes only 15 minutes! Start with a free consultation. We'll review your financial situation and determine how much home you can afford.
Find Your Home
Shop with confidence knowing exactly what you can afford. Your pre-approval letter shows sellers you're a serious buyer.
Complete Your Application
Once you've found your home, we'll guide you through the full application process and handle the paperwork. From application to clear-to-close in less than 3 weeks.
Close & Celebrate!
After underwriting and final approval, you'll sign your closing documents and get the keys to your new home!
Mortgage Calculator
Estimate your monthly mortgage payment
$65,000 down
Estimated Monthly Payment
$1,730/mo
Estimates only. Actual rates may vary. Contact us for a personalized quote.
What Our Clients Say
We've helped over 1,100 Illinois families achieve their homeownership dreams.
“The team at New Market Mortgage made our first home purchase so easy. They explained everything clearly and got us a great rate. Highly recommend!”
Sarah M.
Chicago, IL • FHA Loan
“We refinanced our home and saved over $300/month. The process was smooth and the communication was excellent throughout.”
James & Linda K.
Naperville, IL • Refinance
“As a veteran, I appreciated their expertise with VA loans. They made the process straightforward and got me into my dream home.”
Michael R.
Schaumburg, IL • VA Loan