Find the right loan
Mortgage Loan Programs in Chicago
We offer a variety of mortgage options to fit your unique situation. Whether you're buying your first home, upgrading, or refinancing, we have the right loan for you.
Our signature specialty
$0 Closing Cost for Mortgage Loan Refinancing
Yes! We will pay all your closing costs on refinancing. This is our specialty — ask us how you can qualify for $0 closing cost mortgage loan refinancing.
Explore $0 closing cost refinancing →When speed matters
Fast Closings When You Need Them
Deals don't always move on a normal timeline. We close fast when it matters.
- ·Close in as few as 10 business days
- ·When a seller demands a quick close
- ·When another lender couldn't get you to the finish line
Loan types
Programs for every situation
We offer a variety of loan programs to match your unique financial situation and goals.
Conventional Loans
Conventional loans offer flexibility and competitive rates for qualified borrowers. Available with down payment options starting as low as 1%.
- Down payments starting at 1%
- Multi-family and mixed-use properties
- 1-4 unit properties and condos
- Investment property loans with 10% down
FHA Loans
FHA loans are government-backed mortgages with flexible credit requirements and down payments as low as 3.5%.
- Down payment as low as 3.5%
- Flexible credit requirements
- Ideal for first-time homebuyers
- Works with limited credit history
VA Loans
VA loans are backed by the U.S. Department of Veterans Affairs and offer 100% financing with no private mortgage insurance for eligible veterans, active-duty service members, and surviving spouses.
- 0% down payment for eligible borrowers
- No monthly PMI required
- Competitive fixed and adjustable rates
- VA funding fee may be financed into the loan
Jumbo Loans
Jumbo loans are designed for home purchases that exceed conventional loan limits. Ideal for luxury homes and high-cost areas.
- Loan amounts above conforming limits
- Competitive interest rates
- 1-4 unit properties and condos
- Primary and secondary homes
2nd Mortgage Loans
A perfect option if you need funds for debt consolidation, home improvements, or other expenses and have a low interest rate on your first mortgage. Keep your existing loan and take out a second mortgage on your residence or investment property.
- Home equity loans and HELOCs
- Keep your low first mortgage rate
- Debt consolidation and cash out
- Available for primary and investment properties
What we offer
Terms and services at a glance
Fixed Loan Terms
- 10 Years
- 15 Years
- 20 Years
- 25 Years
- 30 Years
- 40 Years
Adjustable Rate Mortgages
- 5/1 ARM
- 7/1 ARM
We Work With
- Home purchase loans
- First-time homebuyers
- Down payments as low as 1%
- Debt consolidation
- Cash-out refinance
- Rate and term refinance
Investment Property Loans
- Purchase
- Refinance
- Cash out
The information provided is for general informational purposes only and is not intended as specific advice. Loan approval is subject to credit approval and program guidelines. All loan programs are subject to change without notice. Illinois buyers: see our Illinois down payment assistance guide for IHDA program details. Estimate your payment, contact us, or browse the FAQ. NMLS #232966
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