Loan Programs
We offer a variety of mortgage options to fit your unique situation. Whether you're buying your first home, upgrading, or refinancing, we have the right loan for you.
$0.00 Closing Cost for Mortgage Loan Refinancing
Yes! We will pay all your closing costs on refinancing. This is our specialty — ask us how you can qualify for $0.00 closing cost mortgage loan refinancing.
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Loan Types
We offer a variety of loan programs to match your unique financial situation and goals.
Conventional Loans
Conventional loans offer flexibility and competitive rates for qualified borrowers. Available with down payment options starting as low as 1%.
- Down payments starting at 1%
- Multi-family and mixed-use properties
- 1-4 unit properties and condos
- Investment property loans with 10% down
Jumbo Loans
Jumbo loans are designed for home purchases that exceed conventional loan limits. Ideal for luxury homes and high-cost areas.
- Loan amounts above conforming limits
- Competitive interest rates
- 1-4 unit properties and condos
- Primary and secondary homes
FHA Loans
FHA loans are government-backed mortgages with flexible credit requirements and down payments as low as 3.5%.
- Down payment as low as 3.5%
- Flexible credit requirements
- Ideal for first-time homebuyers
- Perfect for borrowers with poor credit
2nd Mortgage Loans
A perfect option if you need funds for debt consolidation, home improvements, or other expenses and have a low interest rate on your first mortgage. Keep your existing loan and take out a second mortgage on your residence or investment property.
- Home equity loans and HELOCs
- Keep your low first mortgage rate
- Debt consolidation and cash out
- Available for primary and investment properties
Fixed Loan Terms
- 40 Years
- 30 Years
- 25 Years
- 20 Years
- 15 Years
- 10 Years
Adjustable Rate Mortgages
- 5/1 ARM
- 7/1 ARM
We Work With
- Home purchase loans
- First-time homebuyers
- Down payments as low as 1%
- Debt consolidation
- Cash-out refinance
- Rate and term refinance
Investment Property Loans
- Purchase
- Refinance
- Cash out
The information provided is for general informational purposes only and is not intended as specific advice. Loan approval is subject to credit approval and program guidelines. All loan programs are subject to change without notice. Estimate your payment with our mortgage calculator, contact us for current rates and terms, or visit our FAQ page for common questions. NMLS #232966
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