Our Process
Getting your mortgage doesn't have to be complicated. Here's how we make it simple.
Get Pre-Approved
It takes only 15 minutes! Start with a free consultation. We'll review your financial situation and determine how much home you can afford.
What to Expect:
- Free consultation with no obligation
- Review of your financial situation
- Pre-approval letter typically within 24-48 hours
- Know exactly how much home you can afford
Use our mortgage calculator to estimate your monthly payment before getting started.
Find Your Home
Shop with confidence knowing exactly what you can afford. Your pre-approval letter shows sellers you're a serious buyer.
Why Pre-Approval Matters:
- Sellers take your offer more seriously
- You can act quickly in a competitive market
- Shop within your budget confidently
- Avoid disappointment from falling in love with a home you can't afford
Complete Your Application
Once you've found your home, we'll guide you through the full application process and handle the paperwork. From application to clear-to-close in less than 3 weeks.
Documents You'll Need:
- Recent pay stubs (last 30 days)
- W-2s from the last 2 years
- Bank statements (last 2 months)
- Photo ID
Don't worry — we'll guide you through exactly what's needed based on your situation.
Close & Celebrate!
After underwriting and final approval, you'll sign your closing documents and get the keys to your new home!
At Closing:
- Review and sign final documents
- Pay closing costs and down payment
- Get the keys to your new home!
- Celebrate your homeownership!
Ready to Get Started?
The first step is easy. Let's talk about your homeownership goals.
Start Your Pre-ApprovalReady to Get Started?
Get your free pre-approval today. No obligation, no impact on your credit score.